Employee Benefits

For Benefit Plans effective December 1, 2022—November 30, 2023

If you are a regular full‐time Team Member working at least 30 hours per week, you and your eligible dependents may participate in HOPE’s benefits program. Your eligible dependents include:

• Legally married spouse

• Certified Domestic Partner

• Children under the age of 26

• Disabled dependent children

As an eligible employee, you may enroll at the following times:

• As a new hire, you are eligible for benefits on the first of the month following 30 days

• Each year, during open enrollment

• Within 30 days of a qualifying event as defined by the IRS

• Blue Shield Medical HMO & PPO*

  • HMO & PPO: Company pays 100% for Employee

  • Company pays 0% for Dependents

• Blue Shield Dental PPO / Sun Life Vision*

  • Company pays 100% for Employee

  • Company pays 0% for Dependents

• Sun Life Group Life/AD&D, Short Term Disability, & Long Term Disability

  • Company pays 100% for Employee

• IGOE Medical & Dependent Care Flexible Spending Account

  • Employee pays 100%

• IGOE Lifestyle Spending Account

  • Employer contributes $1,200 per eligible employee per year

  * Please refer to your Ease account for more plan details and your specific per pay period cost.

If you are declining enrollment for yourself, or your dependents (including your spouse/DP) because of other health insurance coverage, you may in the future be able to enroll yourself, or your dependents in the Medical Plan, provided that you request enrollment within 30 days after your other coverage ends.

Enjoy discounts, rewards and perks on thousands of brand you love in a variety of categories for you and your family through the Fantasy Island Perks program, such as movie tickets, hotels and travel, financial wellness tools and more!

To access:

1. Go to: https://fantasyislandperks.benefithub.com

2. Enter Code: EAJF7F

3. Complete Registration

Offered at 1 x your base annual salary to a maxi-mum benefit of $200,000. No cost to employee. Health Questionnaire required for amount over the Guarantee Issue of $100,000.

Provides income protection for short term disabilities. Employees in CA also have payroll deducted programs that are mandated to provide this important protection. No cost to employee.

Provides income protection for long term disabilities. No cost to employee.

Provides support, resources and information for personal and work-life issues. No cost to employee.

(877) 595-5281 | guidanceresources.com

• Go to guidanceresources.com, click on Register

• Type in Web ID: EAPBusiness

• Type Company name: HOME, then space

• Select: Home Ownership for Personal Empowerment, click submit

• Create your UN/PW

Provides services such as medical consultation, critical care monitoring, and legal/interpreter referrals in the event of an emergency while traveling. No cost to employee.

(800) 872-1414 (within US)